Dividing a

Retirement Account

has never been easier.

Professional QDRO Preparation Services

Affordable QDRO(s) drafted for all 50 states
Upfront, flat fee pricing
Live customer support 833-355-7376
QDRO(s) for Private, Public, Military, and Federal plans

Have your QDRO Drafted


100% Guaranteed to be accepted

by the Plan Administrator *

*The plan administrator may require changes to the (Q)DRO based on the policies of the plan. QDROCounsel will draft these revisions at no charge to ensure the language of the (Q)DRO conforms to the plan.

Online QDRO Preparation Services

Welcome to QDROCounsel, where we strive to make QDROs (Qualified Domestic Relations Orders) more accessible and affordable. A team of experienced QDRO attorneys founded QDROCounsel with the goal of preparing QDROs in a fair and equitable manner for both parties involved. If you're going through an uncontested divorce and need to divide a pension plan or multiple plans, we are here to assist you. Contact us today for expert QDRO preparation services.

When do you need a QDRO?

When you get a divorce, the only way to get money paid from one spouse’s retirement account to the other spouse is with a QDRO.

A QDRO (sounds like ‘Quad-ro’) is a court order required to divide retirement accounts. A QDRO allows for payment to the other spouse for marital or community property and also to collect alimony or child support. You need a domestic relations order to divide all types of retirement plans whether from a private company or a public entity.

Learn more about why you need a QDRO

Most common types of plans

Defined Benefits Plans (DBP)

Defined Contribution Plans (DCP)

City & State Plans

Federal Employee Plans

Military Plans

Railroad Retirement Plans

Thrift Savings Plans (TSP)

Most common plans requiring a QDRO

  • 401(k) / 401(a) / 403(b)
  • Traditional IRA
  • Roth IRA
  • Tax-Sheltered Annuity
  • 457(b)
  • Solo 401(k)

QDROs for Support

A QDRO for Support is a court order that allows for payment for support, whether it is child support, spousal support or alimony. QDROCounsel can help you find out exactly how much you are owed in back support. We then create a QDRO to be signed by a judge and served on the plan administrator. No more chasing your ex spouse around in order to receive support payments owed to you. The best part is under federal law, the attorneys fees you may incur in the process can be included in the QDRO for support. Depending on your situation, you can receive ongoing support, back support owed, accrued interest and attorneys fees. You have nothing to lose!

Get started with a QDRO for Support

Common Questions

When does a QDRO take effect?

QDROs go into effect when a court filed QDRO is submitted to the plan administrator and they complete their administrative tasks.

Where to file a QDRO

A QDRO is filed under the same jurisdiction (Court house) your divorce was filed in. 

Who initiates the QDRO

There is no rule as to who should initiate a QDRO; either party can initiate the QDRO process.

Who pays the QDRO fees?

There is no obligation for either of the parties to pay for the QDRO; it is common practice to split the cost between both parties.

Why is a QDRO necessary?

A QDRO is a document qualified by the court instructing a pension plan administrator on how to divide a plan. Without a QDRO, the plan administrator will not distribute funds.

How QDROs work

A QDRO is a court order that divides a retirement account when there is a divorce either by a percentage or a monetary figure award.

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We can prepare QDROs for all 50 States





























New Hampshire

New Jersey

New Mexico

New York

North Carolina

North Dakota





Rhode Island

South Carolina

South Dakota







West Virginia



Some states will not accept QDROs for city and state public plans. If you're unsure whether or not your state will divide you public plan, give us a call



Suporting the Communty with donations to Center for Access to QDROs

The Center’s mission is to close the justice gap by providing access to high-quality QDRO products to nonprofit legal services organizations, self-help centers & qualified individuals in financial distress. As a way to give back to the community, QDROCounsel has provided the Center with financial support by donating an exclusive license to use QDROCounsel’s technology and by providing the resources to support that technology.

Disclaimer: Communications between you and QDROCounsel are protected by our Privacy Policy but not by the attorney-client privilege or as work product. We are a legal services support company and legal document drafting platform and not a law firm or a substitute for an attorney or law firm. We cannot provide any kind of advice, explanation, opinion, or recommendation about possible legal rights, remedies, defenses, options, selection of forms or strategies specific to your case. Communication of information by, in, to or through this Website and your receipt or use of it (1) is not intended to convey or constitute legal advice, and (2) is not a substitute for obtaining legal advice from a qualified attorney. We provide information of a general nature to assist you with our services. QDROCounsel provides access to a referral network of independent attorneys, valuation experts, non-profits, and self-help services who assist with pension division. You must enter into a separate agreement with them for services. Your access to our Website and Applications is subject to our Terms of Use.

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