If you wish to divide retirement assets in your divorce, you need a Qualified Domestic Relations Order (QDRO).

Why do I need a QDRO?

A “QDRO” refers to the court order needed to divide retirement benefits in divorce. Unlike other community or marital property, retirement plans are not automatically divided.

Even if your divorce judgement states how the retirement is divided between the parties, it will not actually be divided unless you have a QDRO. A QDRO is required during or even after a divorce is final.

A QDRO can also be used to collect alimony or child support.

'I cannot tell you how much it means during such a challenging time, to have someone working tirelessly to make things easier for you. I could not have asked for any better of experience, and if any friends of mine find themselves going through a divorce, I will enthusiastically give them QDRO Counsel’s number (and especially tell them to ask for Natasha!!)


We have partnered with QDRO Counsel to help our clients get a reliable and fair division of retirement assets.

QDRO Counsel is founded and backed by nationally recognized QDRO and Valuation experts as well as a team of business and technology experts. This powerful combination of skills, knowledge and leadership changes how pension division is handled in the United States. Easily, Fairly, Accurately.

What QDRO Counsel can do for you:

Create your QDRO(s)
Get it pre-approved
Help you through the QDRO process

When divorcing, the only way to get the money paid from one spouse’s retirement account to the other spouse is with a QDRO. Simply stating that the spouse is awarded a community or marital property interest in a retirement asset will not divide the benefit.

How we work


QDROCounsel collects basic information, such as date of marriage, name of employer, and plan name.


QDROCounsel generates a QDRO based on the information provided by the parties and plan administrator.


For an additional fee, QDROCounsel will value your retirement benefit and help you through the QDRO process.

QDRO Preparation Services

Preparing a QDRO on your own is possible, but it is complicated and it is not enforceable if the QDRO is not prepared correctly. A QDRO is specific to each plan and can be confusing. QDRO Counsel’s preparation service helps handle this overwhelming process for the clients.

Have your QDRO Drafted with Complete Confidence
Backed by Nationally Recognized QDRO & Valuation Experts
Divide your Retirement Today! Easy, Fast, & Accurate


With QDRO Counsel you can forget about fee schedules, hourly billings, retainers, contingency fees and ballpark estimates. With the upfront pricing, you always know what you’ll pay.

Need more time or information to decide?

Have a QDRO Counsel Representative contact you for a free consultation

QDRO Drafting, per Plan


Plan Preapproval (optional)


Common Questions

When does a QDRO take effect?

QDROs go into effect when a court filed QDRO is submitted to the plan administrator and they complete their administrative tasks.

Where to file a QDRO

A QDRO is filed under the same jurisdiction (Court house) your divorce was filed in. 

Who initiates the QDRO

There is no rule as to who should initiate a QDRO; either party can initiate the QDRO process.

Who pays the QDRO fees?

There is no obligation for either of the parties to pay for the QDRO; it is common practice to split the cost between both parties.

Why is a QDRO necessary?

A QDRO is a document qualified by the court instructing a pension plan administrator on how to divide a plan. Without a QDRO, the plan administrator will not distribute funds.

How QDROs work

A QDRO is a court order that divides a retirement account when there is a divorce either by a percentage or a monetary figure award.

Customer Support


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QDRO Expert Consultation

If you need expert help, we provide the opportunity to speak to a QDRO expert

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We can prepare QDROs for all 50 States





























New Hampshire

New Jersey

New Mexico

New York

North Carolina

North Dakota





Rhode Island

South Carolina

South Dakota







West Virginia



Some states will not accept QDROs for city and state public plans. If you're unsure whether or not your state will divide you public plan, give us a call

Suporting the Communty with donations to Center for Access to QDROs

The Center’s mission is to close the justice gap by providing access to high-quality QDRO products to nonprofit legal services organizations, self-help centers & qualified individuals in financial distress. As a way to give back to the community, QDROCounsel has provided the Center with financial support by donating an exclusive license to use QDROCounsel’s technology and by providing the resources to support that technology.

Disclaimer: Communications between you and QDROCounsel are protected by our Privacy Policy but not by the attorney-client privilege or as work product. We are a legal services support company and legal document drafting platform and not a law firm or a substitute for an attorney or law firm. We cannot provide any kind of advice, explanation, opinion, or recommendation about possible legal rights, remedies, defenses, options, selection of forms or strategies specific to your case. Communication of information by, in, to or through this Website and your receipt or use of it (1) is not intended to convey or constitute legal advice, and (2) is not a substitute for obtaining legal advice from a qualified attorney. We provide information of a general nature to assist you with our services. QDROCounsel provides access to a referral network of independent attorneys, valuation experts, non-profits, and self-help services who assist with pension division. You must enter into a separate agreement with them for services. Your access to our Website and Applications is subject to our Terms of Use.

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