Author: Editorial Team

Simplified Guide to Dividing California Public Employees’ Retirement System (CalPERS) Benefits Before Retirement

Here’s a simplified breakdown of how CalPERS benefits can be divided in case of divorce or legal separation.  The California Public Employees’ Retirement System (CalPERS) is a defined benefit plan governed by the Public Employees’ Retirement Law. It provides lifetime retirement benefits to public employees, funded by contributions from employees, employers, and investment earnings.    […]

Simplified Guide to Dividing the Los Angeles City Employees’ Retirement System (LACERS) Benefits Before Retirement

This guide aims to provide a clearer understanding of how to approach dividing LACERS benefits in the context of a divorce or legal separation, tailored to personal circumstances and future needs. LACERS provides lifetime retirement benefits to city employees, funded by contributions from employees, employers, and investment earnings. When a LACERS member is not yet […]

Simplified Guide to Dividing CalSTRS before Retirement

This guide aims to provide a clearer understanding of how to approach dividing CalSTRS benefits in the context of a divorce or legal separation, tailored to personal circumstances and future needs.  CalSTRS provides lifetime retirement benefits to teachers, funded by contributions from employees, employers, and investment earnings. The California State Teachers’ Retirement System (CalSTRS) provides […]

Your Quick Guide to Understanding QDROs!

Feeling lost in the sea of legal terms and acronyms like ERISA when dealing with QDROs? Don’t worry! Here’s a simplified cheat sheet to help you navigate the world of retirement benefit division during a divorce.  Who’s Who in a QDRO:  If You Have the Retirement Plan: You’re the Participant, Employee, or Member.  If You’re […]