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How would my Retirement Plan be divided in divorce if I contributed to it before marriage?

When couples split, they must decide how to split their “defined contribution plan” retirement accounts (like a 401k). The tricky part is figuring out what part of the money was saved before getting married (individual’s money) and what part was saved during the marriage (shared money). Before splitting the retirement account with a legal document […]

How to make sure survivor benefits are payable under FERS or CSRS

This article highlights key issues regarding ensuring a former spouse of a federal employee is guaranteed survivor benefits. If the employee predeceases the former spouse, in almost all states the former spouse’s marital or community property interest should include any survivor benefits payable by the Federal Employees Retirement System or the Civil Service Retirement System […]