[vc_row css=”.vc_custom_1573800970514{margin-top: 30px !important;margin-bottom: 20px !important;padding-top: 0px !important;}”][vc_column][vc_custom_heading text=”Thank you for choosing QDROCounsel to handle your retirement division needs.” font_container=”tag:h2|text_align:left|color:%23636363″ google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal”][/vc_column][/vc_row][vc_row][vc_column width=”2/3″ css=”.vc_custom_1573800730849{margin-bottom: 35px !important;border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;background-color: #fcfcfc !important;border-left-color: #efefef !important;border-left-style: solid !important;border-right-color: #efefef !important;border-right-style: solid !important;border-top-color: #efefef !important;border-top-style: solid !important;border-bottom-color: #efefef !important;border-bottom-style: solid !important;border-radius: 3px !important;}”][vc_custom_heading text=”Please complete the form below and a customer service representative will contact you.” font_container=”tag:h4|text_align:left|color:%23636363″ google_fonts=”font_family:Roboto%20Condensed%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic|font_style:400%20regular%3A400%3Anormal”]

[/vc_column][vc_column width=”1/3″][vc_tta_accordion][vc_tta_section title=”What is a QDRO?” tab_id=”1573800303889-e670c8d0-6a3e”][vc_column_text]A “QDRO” refers to the court order needed to divide retirement benefits in divorce.  The actual order may be a Qualified Domestic Relations Order for private plans or Domestic Relations Order for public plans.  A QDRO can also be used to collect alimony or child support.[/vc_column_text][/vc_tta_section][vc_tta_section title=”What happens if I delay getting a QDRO?” tab_id=”1573800303904-4924829c-e003″][vc_column_text]While there is no statute of limitations on when a QDRO can be filed, if the QDRO is NOT done before the participant’s death or retirement, then the non-participant spouse may not receive any funds from the retirement plan.[/vc_column_text][/vc_tta_section][vc_tta_section title=”What if I have two or more retirement accounts?” tab_id=”1573800480265-36e4558c-daeb”][vc_column_text]You must do a separate QDRO for each plan.  Each retirement plan is governed by different rules depending on the plan type (i.e. 401(k), Pension Plan, 403(b)).  Each QDRO must be tailored to the requirements of each plan.  There is no “one size fits all” QDRO.[/vc_column_text][/vc_tta_section][/vc_tta_accordion][/vc_column][/vc_row]